Helping People Recover from a Debt Crisis

3 Facts About Chapter 13 Bankruptcy

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If you owe a lot of money on various debts, you might reach a point where you cannot afford to pay all your bills. You might start skipping some payments, and you could fall behind on your mortgage payments. If this occurs, you should consider using Chapter 13 bankruptcy for relief. Here are three facts about Chapter 13 to help you understand how this branch works. 1. It Offers a Legal Way to Consolidate Debts Read More»

What Are The Requirements For Using Chapter 13 Bankruptcy?

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Using bankruptcy is one way out of debt, but there are several branches you can use. One option is Chapter 13, and this branch works well for some situations. If you are interested in finding relief from debt through this branch, you will need to know several things before using it. First, you should learn about the requirements for Chapter 13. Next, you should determine if this branch is right for you. Read More»

Is Filing Chapter 7 The Right Choice For You?

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Figuring out how to file a bankruptcy petition means also identifying what sort of bankruptcy you’d prefer to go through. Under Chapter 7 bankruptcy law in the U.S., petitioners have the right to ask that their assets be liquidated to satisfy the demands of creditors. If you’re not sure whether this is a good choice for you, here are three things to consider before you file. Will You Be Financially Wiped Out? Read More»

Why Filing For Bankruptcy After A Divorce Could Cost You Your Home

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Filing for bankruptcy is not an easy decision. Most people do not come to this decision lightly, and many who choose it are already coming out of another messy situation – divorce. If you are divorced and realizing that you cannot financially make ends meet and your burden of debt is too much, you can consult with a bankruptcy attorney. Just be aware that if you are the one that received the house in the divorce, you may lose it entirely during a bankruptcy. Read More»

5 Signs You Should Talk To A Bankruptcy Attorney

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It’s no secret that when someone is completely broke without any way to pay their bills, filing for bankruptcy is often the only way out. However, determining when you’re really broke and otherwise helpless is not as easy as you might think. Many people wonder for years whether they’re at the point where they should file for bankruptcy. However, if you recognize these five signs in yourself and your finances, it’s time to talk to a bankruptcy lawyer. Read More»